Phú Mỹ Hưng applies a Flexible Finance Policy at the Hồng Hạc City project, Hồng Phát Sub-area (Zone F1-1)

The Hồng Hạc City project, created by Phú Mỹ Hưng – a developer with more than 32 years’ experience in developing exemplary urban areas in HCMC – is making a major mark in the north. The Hồng Phát sub-area – the opening sub-area of this urban area – has been described as the “second Phú Mỹ Hưng”.

Beyond its long-term development vision and transparent legal standing, Hồng Hạc City also enjoys solid backing from Vietnam’s leading banks. In particular, remarks by a Vietcombank (VCB) representative on the project’s potential have further affirmed the confidence and security for pioneering customers owning real estate here.

The Golden Endorsement from Vietcombank: Assessing Development Potential

The support of leading commercial banks is a key factor endorsing the reputation, transparency and long-term growth potential of Hồng Hạc City urban area.

A representative of Vietcombank expressed absolute confidence in the project, specifically:

“We highly appreciate the development potential of Hồng Hạc City. This is a prominent project that delivers significant and distinctive value to property owners. Vietcombank has confidence in the reputation and project implementation capabilities of developer Phú Mỹ Hưng. Vietcombank’s partnership with Hồng Hạc City demonstrates its commitment to supporting customers in owning valuable property through flexible and secure financial solutions”.

This statement from Vietcombank is not only an affirmation of the capabilities of developer Phú Mỹ Hưng, but also a commitment to an optimal financial solution, giving customers peace of mind when making their home-buying decision.

Partnership with 4 Leading Reputable Banks

The preferential loan packages at Hồng Phát subdivision are being implemented with the support of four leading reputable banks in Vietnam: Vietcombank, VietinBank, BIDV and ACB. This cooperation reinforces confidence in the project’s standard construction quality and development vision.

Flexible Financial Policy: An Opportunity to Own Valuable Property

To provide customers with the most favourable opportunity, Phú Mỹ Hưng has announced a flexible financial policy applicable to Hồng Phát subdivision. Customers purchasing a property in this subdivision will enjoy a range of notable benefits designed to optimise cash flow and reduce financial pressure during the initial period:

Details of Notable Financial Benefits

• Loan support of up to 70% of the property’s value.
• Deferral of principal repayments and 0% interest until handover. This is an outstanding financial advantage, allowing customers not to worry about loan interest and principal costs until the home is completed.
• 3%/year interest-rate support for 12 months after handover.
• Management fees waived for the first 36 months.

Note: Specific terms and conditions apply in accordance with the current sales policy 

Optimise Cash Flow with a Special Payment Schedule

In addition to preferential loan packages, the developer has also introduced a payment schedule divided into several instalments, helping customers take control of their finances and optimise cash flow effectively.

The flexible payment schedule is as follows:

Payment Instalment	Payment Percentage (Contract Value)	Timing
Instalment 1	20%	After the deposit, payment of the full value of the Sale and Purchase Contract
Subsequent instalments	30%	Split into 6 instalments, each 2-3 months apart
Handover	45% + Maintenance fund	June 2027
Final instalment	Remaining 5%	After the buyer is issued the certificate of ownership

This schedule has been carefully calculated so that customers can make the most of the 0% interest preferential loan package and the principal grace period.

For further details on the payment schedule, please contact our hotline: 0938 448 427 (24/7)

Hồng Hạc City: An All-in-One Satellite Urban Area with a Long-Term Vision

The Hồng Hạc City urban area is positioned as Hanoi’s All-in-One satellite urban area. Developed by Phú Mỹ Hưng, the project is master-planned with a full integration of the amenities required for a complete life, including: education, healthcare, commerce, sport, culture and green space.

At present, the Hồng Phát subdivision is offering a diverse range of low-rise property for sale, suited to both genuine housing needs and investment:

• Villas: Detached and semi-detached.
• Townhouses: Shophouse, Townhouse.

These property types not only inherit Phú Mỹ Hưng’s benchmark construction quality but also hold strong potential for value appreciation. This is driven by a series of key infrastructure works in the area expected to be completed in 2026, such as: Ring Road 4, Gia Bình Airport, and the route connecting Hanoi – Gia Bình Airport.

See more on the Hồng Hạc City project at: https://phumyhungcenter.com/du-an/hong-hac-city-phu-my-hung/

For all information about the project, price list, payment schedule and show home visits, please contact the Phu My Hung Sales Department.

PHU MY HUNG REAL ESTATE SALES CENTRE

Hotline: 0938 448 427

Website: phumyhungcenter.com

Address: 801 Nguyen Van Linh, Tan My Ward, Ho Chi Minh City