The Regency Phú Mỹ Hưng 2026 selling prices have been officially announced by the Phú Mỹ Hưng Development Corporation’s Sales Department, with indicative prices from 190 to 262 million/m² for Phase 1 (plot CR5-1B), applicable to 114 three-bedroom apartments, 2 Penthouses and 4 limited shophouses. In particular, this is not a price calculated according to conventional physical square metres, but a valuation for a “Legacy Asset” – a perpetually valuable asset defined by 4 irreplicable golden factors: the final CR5-1B plot at Crescent Lake, the 30-year PMH brand, the scarcity of 114 apartments and an international elite community.
Regarding the financial policy, the Phú Mỹ Hưng Development Corporation is offering 5 outstanding incentives: only 20% is required initially, with no further payments until handover, bank financing of up to 70% at 0% interest during the grace period, a flexible payment schedule extending to May 2028 and special discounts from the developer. In addition, Dual Key residents and owners of larger apartments receive a designated parking space and 2 years of free management fees – exclusive incentives never previously offered at comparable luxury developments in South Saigon.
In terms of investment potential, The Regency outperforms The Sculptura and The Horizon within Phú Mỹ Hưng’s Heritage Trilogy, thanks to its unique CR5-1B location and the most limited number of properties. More importantly, when the USD 500 million investment in upgrading the Crescent Lake area’s infrastructure in phase 2.0 is completed in 2028 (the Art Centre and Tâm Anh Hospital), the asset values of The Regency residents will move into an entirely new and irreversible valuation tier.
Below is the complete information on The Regency Phú Mỹ Hưng 2026’s official price list, financial policy and Legacy Asset value analysis, giving high-end investors sufficient data to make the right decision.
How Much Are The Regency Phú Mỹ Hưng 2026 Selling Prices?
The Regency Phú Mỹ Hưng 2026 selling prices are indicative prices from 190 to 262 million/m² for Phase 1 (plot CR5-1B), officially announced by the Phú Mỹ Hưng Development Corporation – this is a valuation for an “irreplicable Legacy Asset” at the final remaining location at Crescent Lake, not a conventional apartment price calculated per square metre.
More specifically, prices vary according to 3 key factors: floor location (low floors 5–10, mid floors 11–18, high floors 19–23), view (direct lake view or corner lake view) and property type (standard 3-bedroom apartment, Penthouse or Shophouse). The Phú Mỹ Hưng Development Corporation confirms that Phase 1 comprises exactly 114 apartments and 4 shophouses – not 144 or 166 apartments as stated in some inaccurate information circulating on the market.
Below is an overview of the indicative selling prices for The Regency Phú Mỹ Hưng by property segment, helping investors plan their budget before contacting the developer for a 1-to-1 consultation:
| Property type | Area | Indicative price/m² | Estimated total price |
| 3-bedroom apartment (low floor) | 122–125m² | From 190 million | From ~23 billion |
| 3-bedroom apartment (mid floor) | 126–130m² | ~210–230 million | From ~26–30 billion |
| 3-bedroom apartment (upper floor) | 131–135m² | ~VND 240–262 million | From ~VND 32–35 billion |
| Penthouse | 254–257m² | Special premium | Contact the developer |
| Shophouse | 2–3 floors | Based on commercial potential | Contact the developer |
The table above presents indicative prices by property type and floor position at The Regency Phú Mỹ Hưng, helping investors estimate the budget required for each segment. To receive the most accurate current price list, buyers should contact the developer’s sales office directly at 801 Nguyễn Văn Linh, Tân Mỹ Ward, Ho Chi Minh City.
What Is the 2026 Price of a 3-Bedroom Apartment at The Regency Phú Mỹ Hưng?
The Regency 3-bedroom apartment is the only property type in the development with a floor area of 122 to 135m², with indicative prices ranging from VND 190 million/m² (lower floors) to VND 262 million/m² (upper floors with direct lake views), equivalent to a total value of approximately VND 23 billion to VND 35 billion, depending on the unit.
More specifically, the prices of The Regency 3-bedroom apartments are clearly tiered into 3 groups:
Lower-floor group (floors 5–10): Indicative prices start from VND 190 million/m², suitable for first-time buyers in the luxury segment or investors seeking to optimise their total capital outlay. Although these are lower floors, 100% of the units still have direct views of Crescent Lake thanks to the unique CR5-1B plot location.
Mid-floor group (floors 11–18): Indicative prices range from VND 210 million to VND 230 million/m², making this the most popular segment at The Regency. The wider outlook and direct breezes from the lake and Rạch Đĩa River offer a good balance between value and total cost.
Upper-floor group (floors 19–21): Indicative prices range from VND 240 million to VND 262 million/m², aimed at buyers who prioritise the widest panoramic views and the most elevated living experience within the development’s standard apartment segment.
Compared with the secondary-market prices of The Horizon Phú Mỹ Hưng (a luxury development by the same developer at Crescent Lake, launched earlier), which are currently trading at VND 15 billion to VND 24 billion, The Regency’s prices accurately reflect its higher positioning, thanks to the unique CR5-1B location and the “Legacy Asset” orientation of Phú Mỹ Hưng 2.0.
How Much Are the Penthouse and Shophouse Units at The Regency Phú Mỹ Hưng?
There are 2 property types at The Regency that are absolutely scarce in terms of quantity: 2 penthouses measuring 254–257m² and 4 two- to three-storey podium shophouses – both are priced according to special criteria rather than the standard pricing scale for 3-bedroom apartments.
More specifically, each of these special property types is priced according to its own mechanism:
Penthouse (2 units, floors 22–23): Measuring 254 to 257m², with a private garden and 360-degree views across the city. The Regency penthouses are priced at a special premium compared with 3-bedroom apartments on the same floors, reflecting their absolute scarcity (only 2 units among 114 properties), double the floor area and exclusive top-floor privileges. Penthouse buyers should contact the developer directly to receive a one-to-one quotation with separate special policies.
Shophouse (4 units, podium): Priced according to the commercial potential of their lakefront frontage rather than residential price per m². Their location directly on the “million-dollar” Tôn Dật Tiên route, alongside a bustling cluster of operating 5-star F&B venues (Yeebo, CHLOE Gallery, Starbucks, Hokkaido Sachi), provides the basis for the developer to price the shophouses according to their long-term commercial profitability potential. This is also why The Regency shophouses attract investors in F&B and high-end services more than owner-occupiers.
The comparison table below summarises the characteristics and pricing mechanisms of the 3 property types at The Regency, helping investors identify the type of asset that best suits their specific financial objectives:
| Properties | Quantity | Area | Pricing mechanism |
| 3-bedroom apartment | 114 units | 122–135m² | Per m² + floor + view |
| Penthouse | 2 units | 254–257m² | Special premium for top floors |
| Shophouse | 4 apartments | 2–3 floors | Based on commercial potential |
What Is Special About The Regency Phú Mỹ Hưng 2026 Payment And Financial Policies?
The Regency Phú Mỹ Hưng has 5 main financial policies designed to support buyers: only 20% upfront, no additional payments until handover, 70% bank financing at 0% interest, a flexible payment schedule extending to May 2028 and special discounts from the developer, Phú Mỹ Hưng.
Below is a detailed analysis of each financial policy, helping high-end investors calculate the optimal financial plan before placing a deposit:
Is The Regency Phú Mỹ Hưng’s Payment Policy Flexible?
Yes, The Regency Phú Mỹ Hưng’s payment policy is highly flexible for 3 reasons: only 20% of the apartment value is required initially, no additional payments arise throughout construction until handover, and the schedule for paying the remaining amount is flexibly extended to May 2028 – allowing investors to optimise cash-flow management throughout the investment process.
More specifically, The Regency’s payment schedule is structured into 4 clear stages:
- Stage 1 – Contract signing: Pay 20% of the apartment value. This is the only amount that needs to be prepared immediately; no additional amount arises during the subsequent construction stage
- Stage 2 – Construction: No additional compulsory payments are required from the buyer; the developer assumes full responsibility for construction funding
- Stage 3 – Handover: Pay the remaining amount according to the flexible schedule until May 2028
- Exclusive benefits: A designated parking space (for Dual Key and large-area units) and 2 years of free management fees – not every project offers this policy
Furthermore, the 2 years of free management fees offer significant practical financial value: with premium management fees for luxury projects in Phú Mỹ Hưng typically ranging from 50 to 80 million VND/year, 2 years free is equivalent to actual savings of 100 to 160 million VND for residents during the initial period after moving in.
Which Banks Support Financing For The Regency Phú Mỹ Hưng Purchases And What Are The Conditions?
At least 3 groups of banks officially provide financial support for The Regency Phú Mỹ Hưng buyers based on their partnership relationships with the developer: Phú Mỹ Hưng’s official partner banks, banks within the distribution network and major commercial banks according to individual buyers’ needs.
More specifically, the most common and preferential borrowing conditions from official partner banks include:
- Maximum loan amount: Up to 70% of the apartment value according to the bank’s valuation
- Grace period interest rate: 0% throughout the entire grace period (the period before handover)
- Loan term: Usually between 15 and 25 years, depending on the bank and the borrower’s financial profile
- Application requirements: Verifiable income, a good credit history and eligible collateral
Practical calculation example for a 130m² mid-level 3-bedroom apartment at an indicative price of 220 million VND/m² (total approximately 28.6 billion VND): The amount required immediately upon signing the contract is 20% = 5.72 billion VND. The bank supports a loan of 70% = 20.02 billion VND at an interest rate of 0% during the grace period. The remaining 10% (approximately 2.86 billion VND) is paid according to a flexible schedule through 5/2028. This financial structure enables investors to own a 28.6 billion VND property with just 5.72 billion VND in initial equity.
Should You Buy The Regency Phú Mỹ Hưng for Living in or Investment?
The Regency stands out for its quality of life and distinguished international community from a residential perspective, while its stable rental returns and long-term capital appreciation potential from the 2028 infrastructure wave are particular advantages from an investment perspective; however, The Regency is genuinely optimised for both objectives at once thanks to its irreplaceable location and extremely limited number of units.
More specifically, the analysis from each perspective is as follows:
Residential perspective: The Regency residents live in a green, fresh and secure environment in the heart of the most modern urban area in southern Saigon. The distinguished international community from 30+ countries creates a high-quality living and networking environment unavailable at any other development in the area. An international education system with 30+ institutions and FV and Tâm Anh hospitals nearby ensure comprehensive living conditions for families.
Investment perspective: The Crescent is consistently a rental hotspot in southern Saigon thanks to a stable year-round flow of international visitors and foreign professionals. A supply of just 114 units, while demand for high-end apartments in District 7 continues to grow steadily, creates an advantage in liquidity and a high occupancy rate. In particular, when the Art Center (USD 30 million) and Tâm Anh Hospital (USD 300 million) are completed in 2028, the area’s value will enter a new valuation bracket, directly and positively affecting The Regency residents’ assets.
Is The Regency Phú Mỹ Hưng’s Price of 190 Million VND/m² Justified by Its True Value?
The Regency outperforms every luxury development in southern Saigon in terms of price rationality when assessed from a Legacy Asset Valuation perspective: 190 million VND/m² is not a price for physical square metres, but a price for perpetual ownership of the final available location at The Crescent, backed by Phú Mỹ Hưng’s 30-year brand and impossible for any future development to replicate.
Why Is The Regency Phú Mỹ Hưng’s Price Called a “Legacy Asset” Rather Than That of an Ordinary Apartment?
A “Legacy Asset” is a valuation concept for real estate that cannot be replicated, appreciates sustainably across generations and cannot be directly compared with the square metres of an ordinary apartment. The Regency is classified in this category thanks to 4 golden factors: the permanently irreplaceable CR5-1B plot, the PMH brand’s 30-year quality credentials, the absolute scarcity of 114 units and the distinguished international community, an intangible value that cannot be bought with money. When compared with luxury apartments on Singapore’s Orchard Road or The Peak in Hong Kong – benchmark urban legacy assets – The Regency’s price still has considerable room for long-term growth as southern Saigon develops into Ho Chi Minh City’s second CBD under the master plan.
How Does The Regency’s Price Compare with The Sculptura and The Horizon in Phú Mỹ Hưng’s Legacy Trio?
The Regency occupies the highest position in Phú Mỹ Hưng’s Legacy Trio (The Horizon, The Regency, The Sculptura) in terms of price per m², thanks to its lakeside CR5-1B frontage and the most limited number of units (114), while The Horizon performs well in terms of its established secondary market value, and The Sculptura is optimised for its smaller scale (75 units) and more accessible price segment. The Regency benefits directly from the full USD 500 million investment in Phú Mỹ Hưng 2.0 infrastructure, completed in 2028, while The Horizon and The Sculptura also benefit indirectly, but to a lesser extent because their locations do not directly face the lakeside plot. Conclusion: The Regency’s price of 190 to 262 million VND/m² is reasonable when valued from a long-term Legacy Asset perspective, rather than according to ordinary apartment market prices.
